Please submit your concern

Explanation:

Refer to the last two paragraphs: “Disruptive products nearly always promise lower profit margins…they are not attractive to the company’s best customers…they are inconsistent with the established company’s values”. The passage also gives the example of Merrill Lynch in the fifth paragraph to illustrate that companies do not wish to move out of their comfort zones which is necessary while implementing DI. Thus, [4] can be inferred from the passage. The passage does not talk about lack of leaders or lack of understanding with respect to DI. Hence, eliminate [1] and [2]. Similarly, the passage does not state anything about geographical location with respect to DI. Reject [3].
Hence, the correct answer is option 4.