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Explanation:

Option 1 has a subject-verb agreement error- ‘The average male investor....he is (not they are) often disappointed.’
Option 2 has an error in comparison – The people in my country are compared to other countries. The sentence can be corrected as - ‘The people in my country are smarter than those/ the people in other countries’.Option 3 also has a subject-verb agreement error. ‘The number....is (not are)’.
Option 4 has no such errors.
Hence, the correct answer is option 4.

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