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Explanation:

‘Bundle of joy’ is common idiomatic expression used to mean ‘a newborn baby’ and it is correctly used in option 1.
In the second sentence, “bundle” is used a collective noun and indicates ‘several’ benefits.
Although sentence 3 may not be frequently seen, “bundle” is used correctly to mean ‘a large sum of money’. Therefore, we are left with the fourth option where “bundle” is used as a collective noun but here it is incorrect as it is used to mean ‘a group’ of humans which is incorrect usage.

Hence, the correct answer is option 4.

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